:root{--burgundy:#8b1e3f;--white:#fff;--beige:#f5e6d3;--gold:#f2b705;--blue:#1f3a5f;--ink:#16283e;--shadow:0 16px 42px rgba(31,58,95,.15);--radius:20px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);font-family:"Open Sans",Arial,sans-serif;background:var(--white);font-size:16px;line-height:1.65}img{max-width:100%;display:block}a{color:inherit}h1,h2,h3,.brand{font-family:Montserrat,Poppins,Arial,sans-serif;text-transform:uppercase;line-height:1.04;margin:0;letter-spacing:-.025em}h1{font-size:clamp(2.6rem,7vw,5.6rem)}h2{font-size:clamp(2rem,4vw,3.4rem)}h3{font-size:1.15rem;letter-spacing:.015em}.wrap{width:min(1160px,calc(100% - 40px));margin:auto}.skip{position:absolute;left:-999px}.skip:focus{left:16px;top:16px;background:#fff;padding:10px;z-index:1000}.site-header{position:sticky;top:0;z-index:50;background:rgba(139,30,63,.96);color:#fff;border-bottom:1px solid rgba(255,255,255,.18);backdrop-filter:blur(10px)}.nav{min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:flex;align-items:center;gap:11px;text-decoration:none;font-weight:900;font-size:1rem;letter-spacing:.08em}.mark{width:38px;height:38px;border:2px solid var(--gold);border-radius:50%;display:grid;place-items:center;color:var(--gold);font-size:1.15rem;transform:rotate(-18deg)}.nav-links{display:flex;align-items:center;gap:24px}.nav-links a{text-decoration:none;font-weight:700;font-size:.87rem}.nav-links a:hover{color:var(--gold)}.menu{display:none;border:1px solid rgba(255,255,255,.4);background:transparent;color:#fff;border-radius:8px;padding:8px 10px;font-weight:800}.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;border:0;border-radius:8px;padding:13px 20px;background:var(--blue);color:#fff;text-decoration:none;font-weight:800;line-height:1.2;cursor:pointer}.btn:hover{filter:brightness(1.12)}.btn.gold{background:var(--gold);color:#2b2200}.btn.outline{background:transparent;border:2px solid currentColor}.eyebrow{text-transform:uppercase;font-weight:900;letter-spacing:.16em;font-size:.78rem;color:var(--gold);margin:0 0 18px}.hero{background:var(--burgundy);color:#fff;min-height:680px;display:grid;grid-template-columns:minmax(0,1fr) minmax(420px,1fr);overflow:hidden}.hero-copy{padding:88px max(40px,calc((100vw - 1160px)/2));padding-right:48px;align-self:center}.hero h1 span{color:var(--gold)}.hero p{max-width:620px;font-size:1.16rem;margin:26px 0 32px}.hero-actions{display:flex;flex-wrap:wrap;gap:12px}.hero-media{min-height:600px;position:relative}.hero-media img{width:100%;height:100%;object-fit:cover;object-position:65% center}.hero-media:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,var(--burgundy),transparent 32%)}.trust-strip{background:var(--gold);color:#2b2200;padding:18px 0}.trust-strip .wrap{display:flex;justify-content:center;gap:40px;flex-wrap:wrap;font-weight:900;text-transform:uppercase;letter-spacing:.04em;font-family:Montserrat,Arial,sans-serif}.section{padding:92px 0}.section.beige{background:var(--beige)}.section.burgundy{background:var(--burgundy);color:#fff}.section-head{max-width:760px;margin-bottom:42px}.section-head p{font-size:1.08rem;margin:18px 0 0}.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.card{background:#fff;border-top:6px solid var(--burgundy);border-radius:var(--radius);padding:30px;color:var(--ink);box-shadow:var(--shadow)}.card .icon{width:48px;height:48px;border-radius:12px;background:var(--beige);color:var(--burgundy);display:grid;place-items:center;font-size:1.35rem;font-weight:900;margin-bottom:24px}.card p{margin:13px 0 22px}.text-link{color:var(--burgundy);font-weight:900;text-decoration-thickness:2px;text-underline-offset:5px}.split{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center}.steps{list-style:none;padding:0;margin:28px 0 0}.steps li{display:grid;grid-template-columns:44px 1fr;gap:16px;margin:20px 0}.step-no{background:var(--gold);color:#2b2200;width:42px;height:42px;border-radius:50%;display:grid;place-items:center;font-weight:900}.quote-block{background:var(--blue);color:#fff;border-radius:28px;padding:48px;position:relative;overflow:hidden}.quote-block:after{content:"↗";position:absolute;right:24px;bottom:-20px;font-size:10rem;color:rgba(242,183,5,.18);font-weight:900}.quote-block p{font:900 clamp(1.8rem,4vw,3.5rem)/1.08 Montserrat,Arial,sans-serif;text-transform:uppercase;max-width:650px;margin:0}.quote-block span{color:var(--gold)}.cta{display:flex;justify-content:space-between;align-items:center;gap:30px;background:var(--burgundy);color:#fff;padding:46px;border-radius:24px}.cta p{margin:10px 0 0}.footer{background:#142a47;color:#fff;padding:50px 0 26px}.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:44px}.footer a{color:#fff}.footer h3{color:var(--gold);font-size:.9rem}.footer ul{list-style:none;padding:0;margin:15px 0}.footer li{margin:9px 0}.fine{border-top:1px solid rgba(255,255,255,.18);margin-top:34px;padding-top:20px;font-size:.82rem;color:#d7e0ea}.page-hero{background:var(--burgundy);color:#fff;padding:90px 0 82px}.page-hero h1{max-width:900px}.page-hero p{font-size:1.18rem;max-width:720px}.tool{background:#fff;border-radius:22px;padding:34px;box-shadow:var(--shadow)}.form-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}.field label{display:block;font-weight:800;margin-bottom:7px}.field input{width:100%;padding:13px;border:2px solid #ccd3dc;border-radius:8px;font:inherit}.result{margin-top:24px;padding:24px;background:var(--blue);color:#fff;border-radius:14px}.result strong{display:block;color:var(--gold);font:900 2rem Montserrat,Arial,sans-serif}.checks{list-style:none;padding:0}.checks li{margin:13px 0;padding-left:30px;position:relative}.checks li:before{content:"✓";position:absolute;left:0;color:var(--gold);font-weight:900}.note{font-size:.88rem;color:#556273}.resource-list{display:grid;gap:18px}.resource{display:flex;justify-content:space-between;align-items:center;gap:24px;background:#fff;border-left:6px solid var(--gold);padding:24px;border-radius:10px;box-shadow:var(--shadow)}
@media(max-width:900px){.hero{grid-template-columns:1fr}.hero-copy{padding:70px 28px}.hero-media{min-height:380px}.hero-media:after{background:linear-gradient(180deg,var(--burgundy),transparent 30%)}.grid-3,.split,.footer-grid{grid-template-columns:1fr}.nav-links{display:none;position:absolute;top:76px;left:0;right:0;background:var(--burgundy);padding:22px;flex-direction:column;align-items:flex-start}.nav-links.open{display:flex}.menu{display:block}.cta{align-items:flex-start;flex-direction:column}}@media(max-width:560px){.wrap{width:min(100% - 28px,1160px)}.hero{min-height:auto}.hero-copy{padding:54px 22px}.hero-media{min-height:310px}.section{padding:66px 0}.form-grid{grid-template-columns:1fr}.resource{align-items:flex-start;flex-direction:column}.cta{padding:30px}.quote-block{padding:34px 26px}}