The sticker price is the published cost before financial aid. Net price is the amount remaining after scholarships and grants. Families should compare net price, renewal conditions, and likely future costs.
Start with total cost of attendance
Include tuition, required fees, housing, meals, books, transportation, insurance, and personal expenses.
Subtract only aid that reduces price
Scholarships and grants generally reduce net price. Loans and work-study can help finance costs, but they do not make college less expensive.
Check whether aid renews
Understand GPA requirements, enrollment requirements, award limits, and whether the scholarship amount stays fixed while tuition rises.
Compare all four years
A one-year comparison may hide tuition increases, reduced aid, or different housing costs. Use consistent assumptions across every college.
Financial-aid policies change. Confirm official costs, award conditions, and deadlines directly with each institution.